Knowing the 10 Signs It Time to Retire can provide clarity when you’re unsure about retirement. These signs include having the financial stability to retire, a lack of excitement for your job, or health issues that make work harder. If you’re also craving more personal time to spend with family, travel, or engage in hobbies, it could mean you're ready for retirement. When these factors come together with your financial planning, it may be a clear signal that the time has come to transition into the next chapter of your life.